4BR, 3BA, 3-Stall Somerset home on 3.06 acres with deeded access to the Apple River with no association fees. You can kayak, canoe, boat (small boats) and fish right on the riverbanks. Enjoy privacy in a quiet neighborhood that is situated on a cul-de-sac with little traffic. All 4 bedrooms are on the upper level. Updated kitchen with cherry cabinets, stainless steel appliances, granite countertops and a breakfast bar. Master bedroom suite. Lower level is a walkout. You can add instant equity by finishing off the lower level. There is already a rough-in for a � bath with space for a family room and/or a 5th bedroom.